The Kentucky Real Estate Commission (the “Commission”) selected RISC to provide the state group E&O insurance policy for real estate licensees. Continental Casualty Company, a CNA insurance company, is the insurance carrier. The program exceeds state requirements and provides the required limits of $100,000 per claim, up to $1,000,000 aggregate, per licensee with no deductible for damages or claim expenses – all for an annual premium of $106 per licensee. For more information about the Group Program, click here.

  • To enroll online, you will need:
    • A Visa or MasterCard.
    • The physical business address (NOT a P.O. Box) of your Principal Broker’s office where your license is kept on file. If you are not sure, contact your Principal Broker or check Kentucky’s license verification site,
    • Current Licensees – The license number issued to you by the Commission November 2017 or later (available on Kentucky’s license verification site,
      • Have an existing account with RISC ? click here to login.
      • Don’t yet have an account? Complete the fields below. If this information does not exactly match the data we received from the Commission, you may continue with enrollment, but there may be a delay in confirming your coverage with the Commission.
    • License Applicants (not yet received a license number)
      • To enroll, complete the fields below (enter “pending” as your license number). Click “Continue without verifying license information” in the popup box that will appear.